Gallup recently released a poll say stating that only 1 in 3 families have a working budget. Having coached families for 10 years now, we have seen first hand the pressure that the lack of a plan brings. With so many people living paycheck to paycheck (70-80 percent), it is time to add some structure to the chaos. That is what this course is about. We will give a quick overview of key areas that will help you evaluate the way you manage your finances, and along the way help you become a generous manager.  

Hi, I’m Tim Howington (on left), and I will be your instructor for this class.

I love to help families put together a simple financial plan that will bring order, happiness, and peace to their chaotic financial world. I live in NW Arkansas-- home of Walmart and the Razorbacks and the Howingtons. I think you will enjoy this class. Can't beat the price! 

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Want more Order?

A simple financial plan brings organization and structure to the chaos and help you know where you are and where you want to be.

Want more happiness?

A simple financial plan helps you set aside more resources for fun for yourself and your family. You may not be jetting off to Paris anytime soon, but you can begin to have a little fun.

Want a little Peace?

Not knowing where you are is more stressful than knowing. A simple financial plan can help you get in sync with your spouse, family or roommates. Also, know where you are help you figure out what the next step is.